Nordstrom Credit Card enables you to buy anything from their retail store or online at Nordstrom.com and then you have the option to pay for the expenses afterward. If you are a Nordstrom credit card holder then you would get several benefits, for instance, you can register yourself at Nordstrom Fashion to earn rewards.
Alongside these rewards, you can earn several other cash rewards as well by joining the Nordy Club which is one of its kind started by Nordstrom.
Nordstrom Inc. is a leading fashion retailer that has offered high-end clothing for men, women, and children since 1901. At the end of 2015, they reported a total of 329 stores in 39 states and Canada.
As of 2016, the company has 121 full-line stores located in shopping centers and shopping centers, 200 Nordstrom Rack locations, five Trunk Club locations, two Jeffrey boutiques, and an authorization center.
They also have a global presence through its websites, which serve 96 countries around the world.
How To Apply/Register For Nordstrom Credit Card
Before moving on to the benefits rewards and reviews of the Nordstrom credit card, if you haven’t already had one follow the easy step-by-step guide mentioned below to register/apply for their credit card.
Requirements To Apply:
- For the credit card, the applicant must be at least 18 years of age in most states; 19 years in Alabama and Nebraska, and 21 years in Mississippi and Puerto Rico.
- Upon approval, and in accordance with the applicant’s credit rating, four levels for APR rates are associated with the credit card. Level I has an APR of 11.15%, Level II comes with a rate of 15.15%, Level III charges 19.15%, and Level IV charges 23.15%.
- Holders of the Visa Signature card can obtain a cash advance with an APR of 27.15%. If the minimum payment is not received within 60 days of the due date, a penalty APR rate of 30.15% is applied until the cardholder makes six months of consecutive payments. There is no annual fee.
The process for applying is very simple and can be done in just a few steps:
In the first step, you have to visit the Nordstrom bank site online at (shop.nordstrom.com/creditcard/entry) to start your application procedure. The same website would be used later on for managing your account and redeeming your rewards earned.
Now you would have the option to choose your preference for a Nordstrom credit card from their retail, Nordstrom visa, and Nordstrom platinum. Choose the appropriate card according to your requirements of usage.
Please read the details of their “Terms and Conditions” before applying. They divide their interest rate into five different levels. The higher the level, the higher your APR. Based on your credit history, Nordstrom will determine your rating.
Fill in the required information on the Nordstrom application form. You will need to provide your contact information, social security number, and driver’s license identification number. Enter your name to sign your application electronically.
You will receive an email notifying you if you have been approved and your credit line. The credit card will be mailed to your home and will need to be activated by the phone before use. You can also apply for a credit card at Nordstrom stores. The retail clerk can enter your details into his computer and open an account for you in minutes.
Nordstrom Credit Card Rewards & Benefits
There are several alternatives for using when shopping at the store. Many credit cards have reward programs and incentives. For example, Chase Freedom credit card users can earn a 5% cash refund of up to $1,500 in combined purchases in bonus categories during each quarter that the user activates.
Their cardholders get extra advantages from Nordy Club membership. Cardholders get a triple reward in the case when they utilize their cards or three points for each dollar spent. Those who have a Debit card get two points for each dollar spent at Nordstrom stores.
The cardholders likewise get a $40 reward for utilizing their Nordstrom card on days they are endorsed and naturally win around $100 in cashback benefits. Also, they are the first ones to be notified about their Annual Anniversary Sale and are the first to shop at other unique outlets.
Other Rewards & Benefits
Even if you’re not using the credit card you can still earn some bonus rewards through the Nordy Club that isn’t mandatory for only cardholders.
In order to enjoy Nordy Club benefits and rewards you just have to sign up for it online at (shop.nordstrom.com › The Nordy Club). You would be required credentials like cell no, email ID, and name.
When you are a member of their club for each $1 you spend on shopping from Nordstrom.com or through their stores you earn one point. These points then help you unlock some great benefits and rewards.
They would also provide special access to their styling and beauty workshops. It also provides some bonus points to those members who shop during the special sales that happen every year.
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Nordstrom Credit Card Reviews And Who Should Use It
It is an amazing choice if you frequently shop at Nordstrom.com or Nordstrom stores. As you’d be able to avail of several rewards depending upon the amount you spent while shopping there.
This is a great deal for you if you want to save your money. Collectively they have been categorized into 4 levels of card users which range from the annual spent sum of:
- $0-$1999 for the level 1 users
- $2000-4999 for the level 2 users
- $5000-$9999 for the level 3 users
- $10,000- and so on for the level 4 users
If you are a Nordstrom credit card user, you would definitely enjoy all the basic benefits provided but the higher your level of use according to the above scenario higher the benefits provided.
The users from level 2 and above get a special invitation for their private shopping gala whereas level 3 and above avail superior offers two times every year and are provided VIP access to events.
If you have any further queries regarding Nordstrom Credit Card please do let us know in the comment section down below, I’d be humbled to answer all of them.